Home Insurance

Homeowners insurance can help you protect many different aspects of your home. Most policies include some standard policy coverage, but you can also select from many optional types of coverage to help protect the things that are important to you.

Taking the time to understand what types of homeowners insurance coverage are included in your policy can help you understand what it protects.

Auto Insurance

With a Couch and Associates auto policy, you’ll get more than top-notch auto insurance. Enjoy many services and benefits that can help you. With an auto policy from Couch and Associates you will have quality protection at a great price. Every policy comes with the support of a knowledgeable and friendly Couch and Associates agent. With personal attention and service, you’ll have the information you need to choose the car insurance coverage that makes the most sense for you.

Each state has specific laws that outline the types and amount of auto insurance you’re required to have. Your coverage requirements might be different depending on where you live and what your personal insurance needs are. An agent can help you understand your state’s insurance requirements so you can make an educated decision about the coverage levels and deductibles you want. Your state’s required minimums may not be enough to best protect you, your family and your car. That’s why you can adjust your limits and deductibles.

Health Insurance

The cost of medical care and the rising of health insurance premiums continues to make your health insurance options a #1 priority when considering your health insurance choices.  We currently offer group health coverage for employers with two or more enrolled employees.  In addition to the medical, we offer group dental, vision, life, disability, accident, & cancer policies.

Life Insurance

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations:

1. Replace income for dependents
2. Pay final expenses
3. Create an inheritance for your heirs
4. Pay federal “death” taxes and state “death” taxes
5. Make significant charitable contributions
6. Create a source of savings